Mission
To provide a daily-use digital platform that integrates work access, payments, savings, insurance, credit, investment and mobility infrastructure.
MSMEs Digital Platform
Powering Work, Income
Chomoka is a digital operating system for MSMEs, starting with mobility workers and expanding into the wider informal economy.
7+
Platform modules
1K+
Pilot riders
Live
Nairobi county
Wealth Flow
From daily work to structured growth — one connected path.
Today
KES 85K
Monthly
68%
Modules
7+
Work AccessDigital WalletAuto RemittanceInsurance & ProtectionDaily SavingsCredit PathwaysE-Mobility HubsMSME Data TwinPowering Work, Income & Wealth CreationWork AccessDigital WalletAuto RemittanceInsurance & ProtectionDaily SavingsCredit PathwaysE-Mobility HubsMSME Data TwinPowering Work, Income & Wealth Creation
15M+
MSMEs across East Africa
About Chomoka
The digital infrastructure for Kenya's MSME economy
Chomoka is not only an application. It is an MSME economic infrastructure platform that powers work, income protection, financial inclusion and wealth creation from the bottom of the economy upward.
“To help everyday workers and MSMEs access work, manage income, protect themselves and build wealth.”
Vision
A formalized, data-powered MSME economy where every worker can be visible, protected, financed and connected to opportunity.
Discover our story
Built for riders, traders & partners
Work Access
Hailing, delivery, logistics and corporate mobility - daily income opportunities at your fingertips.
Learn moreDigital Wallet
Secure daily wallet with automated remittances into savings, insurance and SACCO contributions.
Learn moreProtection & Finance
Accident cover, last expense, pensions and credit pathways built into your daily workflow.
Learn more0M+
Boda-boda riders in Kenya
High-volume daily-use entry point
0M+
MSMEs in East Africa
Long-term addressable market
0+
Platform modules
Integrated in one daily-use app
0
Revenue streams
Diversified, recurring model
Our Services
Platform Services to Grow Your Income
Chomoka integrates work access, payments, savings, protection and mobility into one daily-use platform.
Explore platform
Work Access & Mobility
Jobs board, hailing, last-mile delivery, corporate errands and institutional logistics - structured daily income opportunities.
Learn more
Digital Wallet & Remittance
Secure daily wallet with automated allocation into insurance, savings, SACCO and transaction fees.
Learn more
Clean Mobility Infrastructure
Electric motorbike hubs, charging/swapping stations, rider shades and commercialized mobility nodes.
Learn moreEveryday work, real people
Built around the hustle that powers Kenya's economy
Authentic scenes of mobility, trade, payments and partnership - the daily activity Chomoka helps structure and protect.
Our promise
Chomoka helps you move from daily survival to structured growth.
Chomoka is not only an application. It is an MSME economic infrastructure platform that powers work, income protection, financial inclusion and wealth creation from the bottom of the economy upward.
Implementation roadmap
From partnership to national scale
A disciplined path from structured partnerships through pilot validation to county rollout and data-led financial services.
Phase 1: Partnership Structuring
0 – 60 daysConfirm Chomoka-partner roles, revenue share, wallet/financial partner structure, legal documentation and regulatory pathway.
Phase 2: Pilot Launch
3 – 6 monthsLaunch controlled pilot with riders, traders and selected associations; validate daily remittance behaviour, leasing, retention and partner operations.
Phase 3: Product Bundling
6 – 12 monthsActivate insurance, savings, pension, transaction processing, association contribution modules and mobility hub services.
Phase 4: County and National Rollout
Year 2 onwardsScale county-by-county through field teams, associations, financial institutions, institutional users and mobility hubs.
Phase 5: Data and Credit Layer
Year 2 onwardsUse transaction history to support risk scoring, working-capital products, merchant services, policy intelligence and partner dashboards.
Get started today
Ready to build with Chomoka?
Partner with us, join the pilot or request an investor briefing to explore how Chomoka can support your goals.